Investment Units categorized
by investment proportions
1. General Funds General Funds invest in any kinds of assets
according to the investment proportions specified by Securities
and Exchange Commission (SEC).
2. Specific Funds Specific Funds can invest in any assets
similar to General Funds. The difference is they do not have
to follow any specific investment proportions but they have
to be approved by SEC.
Investment Units categorized by their
specialization
1. Guarantee Funds Guarantee Funds
assure investors to return investment capitals or returns
following the amounts and investment time agreed by both parties.
2. Retirement Funds Retirement
Funds or generally known as Retirement Mutual Fund (RMF) purposely
encourage savings and long term investment of investors which
can be used as funds when their retirement time arrive. Retirement
IUs give investors tax benefits, which are up to 300,000 Baht
each year.
3. International Funds International
Funds seek growth through investments in companies outside
Thailand. These funds provide investors with another opportunity
to diversify their funds' portfolio, since foreign markets
do not always move in the same direction as Thailand. International
Funds can invest in common stocks or bonds of foreign firms
and governments. Many International Funds invest in a particular
country or region of the world. While International Funds
offer opportunities for growth and diversification, these
types of funds do carry some additional risks over domestic
funds and should be carefully evaluated and selected according
to the investor's objectives, timeframe and risk profile.
Because most International Funds are considered to be aggressive
growth funds or growth funds, investors must be willing to
assume the risk of potential loss in value in the hope of
achieving substantial gains. They are not suitable for investors
who must conserve their principal or maximize current income.
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What is Investment Unit (IU) ?